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Choose your HSBC account

Learn more about what each type of account will do for you, choose the one that will best fit your personal needs and select how you'd like to qualify for your banking relationship.

Selecting the right account for yourself

Our Premier clients enjoy a wealth of global banking coverage and top-notch services with us. As you embark on your Premier journey, you'll be able to choose from our suite of Premier account offerings, each one customised to suit your needs and give you the convenience you deserve.

Woman using laptop and drinking.

Apply for HSBC Everyday Global Account

Live global but pay local when you spend in foreign currencies and get access to a selection of up to 11 currencies with just a single account.

• Zero FX fees1 when you spend in 10 currencies for your retail purchases, online shopping and cash withdrawals
• Make instant worldwide transfers to your other HBSC accounts with Global Transfers

I'd like to qualify using my:

Minimum balance - Keep a minimum Total Relationship Balance (TRB) of SGD200,000 (or its equivalent in foreign currencies)

Monthly salary - Credit a minimum monthly salary of SGD15,000 into my account (applicable to applicants residing in Singapore only)

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Apply for HSBC Premier Account

Your HSBC Premier Account brings you the benefits of convenience and accessibility, so you know exactly where your money is, no matter where in the world you might be.

• Global support at any HSBC Premier Centres worldwide

• For SGD deposits only

I'd like to qualify using my:

Minimum balance - Keep a minimum TRB of SGD200,000

Monthly salary - Credit a minimum monthly salary of SGD15,000 into my account (applicable to applicants residing in Singapore only)

Which account should I choose?

Features
HSBC Everyday Global Account
HSBC Premier Account
Available currency(ies)
Singapore Dollar, Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Swiss Franc, US Dollar, Hong Kong Dollar and Chinese Renminbi3
Singapore Dollar only
Interest rate
Preferential tiered interest rates HSBC Premier interest rates
Minimum TRB SGD200,000 (or its equivalent in foreign currencies) SGD200,000
Comes with a cheque book
No
Yes2

Which account should I choose?

Features
Available currency(ies)
HSBC Everyday Global Account
Singapore Dollar, Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Swiss Franc, US Dollar, Hong Kong Dollar and Chinese Renminbi3
HSBC Premier Account
Singapore Dollar only
Features
Interest rate
HSBC Everyday Global Account
Preferential tiered interest rates
HSBC Premier Account
HSBC Premier interest rates
Features
Minimum TRB
HSBC Everyday Global Account
SGD200,000 (or its equivalent in foreign currencies)
HSBC Premier Account
SGD200,000
Features
Comes with a cheque book
HSBC Everyday Global Account
No
HSBC Premier Account
Yes2

Disclaimer

1Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in SGD.

2A cheque book will not be automatically issued if you have completed and submitted the account opening form online. If you require a cheque book, please visit one of our branches after your account has been opened.

3Deposits into any renminbi ("RMB") Deposit Account shall be by way of foreign exchange conversion from non-RMB denominated currency(ies) only, save for transfers between a RMB Time Deposit Account and RMB Everyday Global Account opened hereunder. Withdrawals from any RMB Deposit Account shall be by way foreign exchange conversion into non-RMB denominated currency(ies) only, save for transfers between a RMB Time Deposit Account and RMB Everyday Global Account opened hereunder. The deposit in your RMB Deposit Account shall be converted from RMB to another freely convertible currency for withdrawal, at the Bank's prevailing exchange rate. RMB is not a freely convertible currency and is subject to changes in regulations initiated by mainland China and/or the Chinese authorities. There may be a gain or loss when you convert foreign currency. Customers are advised to make their own independent judgment in consideration whether to place the RMB deposit.

Deposits Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.