Enjoy the convenience in maintaining the balances in your HSBC Current/Savings accounts with HSBC Personal Line of Credit!

Features & Benefits

  • Top up your HSBC Current/Savings accounts automatically with your HSBC Personal Line of Credit when the account balance falls below a minimum balance pre-determined by you, no fees charged!
  • Link up to 10 HSBC Current/Savings accounts to your HSBC Personal Line of Credit.
  • Minimize failed debit transactions on your HSBC Current/Savings account such as GIRO, returned cheques, declined Debit Card transactions.

 

How does it work?

  • Indicate the Current/Savings account(s) you wish to link up with your HSBC Personal Line of Credit.
  • Determine the minimum balance you wish to maintain in the Current/Savings account(s).
  • When the balance in your Current/Savings account(s) falls below the minimum balance, HSBC Personal Line of Credit will auto top-up the account(s) to the minimum balance amount.

Illustration

Balance in your HSBC Current/Savings account falls below a minimum balance pre-determined by you, in this case, S$500.
Account Information
Before Top-Up
After Top-Up
Remarks
Ledger Balance in your HSBC Current/Savings Account
S$200
S$500
The balance in your HSBC Current/Savings account is topped up by S$300 to S$500
Available Credit Limit in your HSBC Personal Line of Credit
S$5,000
S$4,700
The available credit limit on your HSBC Personal Line of Credit is reduced by S$300 to top up the HSBC Current/Savings account
Balance in your HSBC Current/Savings account falls below a minimum balance pre-determined by you, in this case, S$500.
Account Information
Ledger Balance in your HSBC Current/Savings Account
Before Top-Up
S$200
After Top-Up
S$500
Remarks
The balance in your HSBC Current/Savings account is topped up by S$300 to S$500
Account Information
Available Credit Limit in your HSBC Personal Line of Credit
Before Top-Up
S$5,000
After Top-Up
S$4,700
Remarks
The available credit limit on your HSBC Personal Line of Credit is reduced by S$300 to top up the HSBC Current/Savings account

Apply now for a HSBC Personal Line of Credit Auto Top-up

Apply online

To apply, complete the Form and mail it back to us at:

HSBC Bank (Singapore) Limited
Service Delivery - Banking Services
(Payments - PLOC Auto Top-up application)
Robinson Road P.O. Box 896
Singapore 901746

Things to Note