Australian Property Financing

Whether you're looking to diversify your portfolio by investing in an Australian property for your family’s future or to refinance an existing Australian property, you can finance your property abroad locally with an HSBC International Mortgage.

Features & benefits

  • Choice of loan currency
    You can choose to finance in either Singapore Dollar (SGD) or Australian Dollar (AUD) with the option to convert to the other currency without incurring any cancellation or conversion fee in the event of currency fluctuations.
  • Wide coverage of locations
    Finance your properties in up to 5 states: Victoria, New South Wales, Queensland, Western Australia and South Australia.
  • Global privileges with HSBC Premier
    Qualify for HSBC Premier automatically with a minimum loan size of AUD/SGD 200,000 and enjoy the privileges that come with an HSBC Premier status in all countries where you bank with HSBC – allowing you to gain access to our global support and services to facilitate your international banking needs in Australia.

Referral Reward

From now to 31 December 2019, get up to S$600 worth of shopping vouchers* when you refer your friends or family to take up an HSBC International Mortgage.
Loan amount (AUD/SGD)
Your reward
$200,000 - $799,999
S$200 worth of shopping vouchers*
$800,000 - $1,499,999
S$400 worth of shopping vouchers*
$1,500,000 and above
S$600 worth of shopping vouchers*
From now to 31 December 2019, get up to S$600 worth of shopping vouchers* when you refer your friends or family to take up an HSBC International Mortgage.
Loan amount (AUD/SGD)
$200,000 - $799,999
Your reward
S$200 worth of shopping vouchers*
Loan amount (AUD/SGD)
$800,000 - $1,499,999
Your reward
S$400 worth of shopping vouchers*
Loan amount (AUD/SGD)
$1,500,000 and above
Your reward
S$600 worth of shopping vouchers*

Guide to purchasing Australian property from abroad

  • Step 1: Find the right home away from home
    By asking the right questions and getting the answers you need on your home-buying journey.
  • Step 2: Determine your budget
    Up to 70% of the value of the property can be borrowed and you will need a deposit of at least 10% of the purchase price.
  • Step 3: Get the right financing solution
    Simply speak to our friendly HSBC Mortgage Specialists who will advise you on the application process and recommend financing solution based on your needs.
  • Step 4: Property inspections and legal advice
    Up to 70% of the value of the property can be borrowed and you will need a deposit of at least 10% of the purchase price.
  • Step 5: Loan acceptance
    Once you have submitted all required documents and passed credit assessment, an offer will be made to you. Our mortgage specialist will arrange an appointment with you to explain the terms and conditions before you accept the offer. Prior to settlement please ensure that you purchase your home (building) insurance for your new property effective from the date of settlement.
  • Step 6: Settlement
    The date of settlement is the date you take legal ownership of the property. The balance of the purchase prices has to be paid that day. It's usually six weeks (30 days in Queensland).

How to apply

Speak to one of our mortgage specialists to learn how we can help you every step of the way.

Frequently Asked Questions

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