Australian Property Financing

Whether you're looking to diversify your portfolio by investing in an Australian property for your family’s future or to refinance an existing Australian property, you can finance your property abroad locally with an HSBC International Mortgage.

Features & benefits

  • Attractive interest rates
    We offer competitive interest rates on your international property loan.
  • Choice of loan currency
    Want a loan in Australian or Singapore Dollars? The choice is yours.
  • Long loan tenor options
    Get a mortgage and pay it off over 30 years as long as the loan expires before you reach 70 years of age.
  • Wide coverage of locations
    Perfect for buying residential properties as investments in Adelaide, Brisbane, Perth, Melbourne or Sydney.
  • Competitive loan to value
    Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower.
  • Exclusive privileges for HSBC Premier
    You can qualify for HSBC Premier with a minimum loan size of AUD/SGD200,000.

Referral Reward

From now to 31 December 2019, get up to S$600 worth of shopping vouchers* when you refer your friends or family to take up an HSBC International Mortgage.
Loan amount (AUD/SGD)
Your reward
$200,000 - $799,999
S$200 worth of shopping vouchers*
$800,000 - $1,499,999
S$400 worth of shopping vouchers*
$1,500,000 and above
S$600 worth of shopping vouchers*
From now to 31 December 2019, get up to S$600 worth of shopping vouchers* when you refer your friends or family to take up an HSBC International Mortgage.
Loan amount (AUD/SGD)
$200,000 - $799,999
Your reward
S$200 worth of shopping vouchers*
Loan amount (AUD/SGD)
$800,000 - $1,499,999
Your reward
S$400 worth of shopping vouchers*
Loan amount (AUD/SGD)
$1,500,000 and above
Your reward
S$600 worth of shopping vouchers*

Guide to purchasing Australian property from abroad

Step 1: Find the right home away from home

By asking the right questions and getting the answers you need on your home-buying journey.

Step 2: Determine your budget

Up to 70% of the value of the property can be borrowed and you will need a deposit of at least 10% of the purchase price.

Step 3: Get the right financing solution

Simply speak to our friendly HSBC Mortgage Specialists who will advise you on the application process and recommend financing solution based on your needs.

Step 4: Property inspections and legal advice

Up to 70% of the value of the property can be borrowed and you will need a deposit of at least 10% of the purchase price.

Step 5: Loan acceptance

  • Once you have submitted all required documents and passed credit assessment, an offer will be made to you. Our mortgage specialist will arrange an appointment with you to explain the terms and conditions before you accept the offer.
  • Prior to settlement please ensure that you purchase your home (building) insurance for your new property effective from the date of settlement. 

Step 6: Settlement

The date of settlement is the date you take legal ownership of the property. The balance of the purchase prices has to be paid that day. It's usually six weeks (30 days in Queensland).

Eligibility

To apply for an international mortgage, you must:

  • Singapore Citizens/Permanent Residents or Foreigners (Employment Passholders) residing in Singapore
  • take out a minimum loan size of $200,000 (AUD/SGD)

How to apply

Speak to one of our mortgage specialists to learn how we can help you every step of the way.

Frequently Asked Questions

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