Choose between a fixed or a flexible repayment plan

Fixed repayment

Personal Loan

Affordable, fixed monthly repayments for your one-time borrowing needs.

  • Fixed monthly repayments
  • Low interest rates from 3.7% p.a. (EIR 7% p.a.)
  • Loan up to 8X your monthly income

Terms and conditions apply

The online promotion of S$100 cash back is applicable to applications submitted online via and applicant must consent to receive direct marketing and promotional
materials from HSBC by indicator on the letter of instruction or application form,where applicable. 

Personal Line of Credit Instalment Plan

Convert your available credit limit into a fixed instalment plan.

  • No documentation required
  • Fixed monthly repayments
  • Loan tenor of up to 7 years
  • For existing HSBC Personal Line of Credit customers only

Flexible repayment

Personal Line of Credit 

Get convenient access to cash available whenever you need.

Personal Line of Credit Balance Transfer

Whether it's to finance your personal goals or pay off outstanding credit card bills, take advantage of our limited period promotional interest rates.

  • 0% interest for 6 months
  • Flexible repayment of as low as 2.5% of outstanding balance, of S$15, whichever is higher
  • No early repayment fee
  • For existing HSBC Personal Line of Credit customers only