Personal loan

  • Loan amount of up to 8 times your monthly income
  • Fixed monthly repayments with choice of 1-7 years loan tenor
  • Longest loan tenor of up to 7 years
  • Redraw on your existing personal loan with no processing fee
  • Quick decision based on 1 minute approval in-principle

Apply online now to enjoy promotional interest rate from 3.7%p.a. (EIR 7%p.a.), up to SGD108 cashback and $0 processing fee.

Personal line of credit

  • Affordable interest rates (you pay interest only on what you use)
  • Annual fee waiver
  • Enjoy flexibility on your monthly repayment
  • Get access to cash via withdrawal from ATM, Funds Transfer via iBanking, swiping your Debit Card or complimentary Personal Line of Credit chequebook

Enjoy 0% interest for 6 months with processing fee from 1.50% (EIR 3.26% p.a.) on Balance Transfer

Debt consolidation plan

  • Consolidation of outstanding balance
  • Attractive interest rates
  • Loan tenor available of up to 10 years for affordable monthly repayment
  • Revolving credit facility to manage your daily financial needs

Enjoy promotional interest rate from 3.8% p.a. (EIR 7.0% p.a.) and 5% cashback.

Home loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans.
  • Choice of lock-in and no lock-in packages
  • Customised interest rate packages
  • Complimentary services with your home loan

Enjoy exclusive privileges for HSBC Advance and HSBC Premier customers

International Mortgage

Whether you're looking to diversify your portfolio by investing in an Australian property for your family's future or to refinance an existing Australian property, you can finance your property abroad locally.
  • Option of Australian Dollar (AUD) and Singapore Dollar (SGD) financing
  • Loan tenor of up to 30 years (subject to loan expiry by age 75)
  • Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower
  • Property location: Adelaide, Brisbane, Perth, Melbourne, Sydney

Investment financing

Maximise your financial flexibility with low interest rates, no minimum monthly repayments and flexible repayments on our secured overdraft facility.
  • Flexible cash management
  • Grow your earning potential
  • Extra value without extra fees
  • Attractive interest rates

50% to 100% Maximum Advance Ratio

Maximum Advance Ratio is the maximum percentage of the value of an security for which Bank is willing to extend Investment Financing. Actual Maximum Advance Ratio to be granted for the facility is subject to the Bank's approval.

Securities financing

  • Immediate access to funds
  • Only pay interest on what you use
  • Available in major currencies
  • Flexible finance

Never miss out on an investment opportunity