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Two women are in a food truck; image used for HSBC Singapore Bank Loans

HSBC Bank Loans

Enjoy peace of mind while pursuing your ambition

Personal loans

  • Loan up to 8 times your monthly income
  • Choice of fixed or flexible repayment
  • Affordable interest rates
  • Easy access to extra cash via Debit Card, funds transfer via Online Banking or withdrawal from ATM

Receive SGD88 cashback upon approval and enjoy promotional interest rate from 3.7% (EIR 7.0% p.a.) with no processing fee.

Debt consolidation plan

  • Consolidation of outstanding balance
  • Attractive interest rates
  • Loan tenor available of up to 10 years for affordable monthly repayment
  • Revolving credit facility to manage your daily financial needs

Enjoy promotional interest rate from 3.8% p.a. (EIR 7.0% p.a.) and 5% cashback.

Home loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans.
  • Choice of lock-in and no lock-in packages
  • Customised interest rate packages
  • Complimentary services with your home loan

Enjoy exclusive privileges for HSBC Advance and HSBC Premier customers

International Mortgage

Whether you're looking to diversify your portfolio by investing in an Australian property for your family's future or to refinance an existing Australian property, you can finance your property abroad locally.
  • Option of Australian Dollar (AUD) and Singapore Dollar (SGD) financing
  • Loan tenor of up to 30 years (subject to loan expiry by age 75)
  • Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower
  • Property location: Adelaide, Brisbane, Perth, Melbourne, Sydney

Investment financing

Maximise your financial flexibility with low interest rates, no minimum monthly repayments and flexible repayments on our secured overdraft facility.
  • Flexible cash management
  • Grow your earning potential
  • Extra value without extra fees
  • Attractive interest rates

50% to 100% Maximum Advance Ratio

Maximum Advance Ratio is the maximum percentage of the value of an security for which Bank is willing to extend Investment Financing. Actual Maximum Advance Ratio to be granted for the facility is subject to the Bank's approval.

Securities financing

  • Immediate access to funds
  • Only pay interest on what you use
  • Available in major currencies
  • Flexible finance

Never miss out on an investment opportunity