A family dinning at lakeside.

Variable Annuity

  • Capital guaranteed
  • Benefit from market upsides /protection when market falls
  • Guaranteed monthly payouts
Father and daughter is having dance performance on stage.

Life Protect Advantage

  • Basic Coverage
  • Flexible Premium Term
  • Life Advantage Multiplier

This insurance plan is sold through certain authorized distributors of HSBC Insurance (Singapore) Pte Limited and not directly by HSBC Bank (Singapore) Limited.

A father and son giving each other a high five on meadow.

Emerald Legacy Life Plan

  • Basic Coverage
  • Maximum Value
  • Single Premium with Currency Option
  • Replacement of Life Insured
A woman runs after a man.

ValueLife Insurance

  • Enjoy potential cost savings as your responsibilities in life evolve
  • Guaranteed lifetime protection with a limited premium paying term
  • Guaranteed refund of premiums
  • Guaranteed maturity benefit
Kids are smiling in the car.

ValueTerm Insurance

  • Affordable protection
  • Disability Coverage
  • Level premiums
  • Flexibility to enhance your coverage


Parents playing with daughter at home.

Online Endowment Plan

  • Attractive guaranteed returns of 2.5% p.a
  • Save from as little as SGD5,000 up to SGD100,000 for a short policy term of just 3 years
  • Quick direct payment options including payment through SRS accounts

This insurance plan is sold online without advice by HSBC Insurance (Singapore) Pte Limited and not distributed by HSBC Bank (Singapore) Limited. The bank does not provide any financial advice for this plan sold by HSBC Insurance.

Grandfather and grandson playing video games at home.

Retirement Income

  • Full Flexibility, retire on your own terms
  • Secure your retirement plan with in-built benefits
  • Additional income in the event of unexpected illnesses
A father and son are making a pinky promise.

Savings Protector Plan Insurance

  • Protecting your commitments
  • Guarantee through thick and thin
  • Flexibility to meet your goals
A grandfather and grandson are playing football.

Goal Protector Insurance

  • High Life Coverage
  • Limited Premium Payment
  • Premium waiver
  • Flexible Plan


A couple is looking at a map on train.

International Health Insurance

  • Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
  • Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
  • Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide

From 1 to 31 March 2020, when you purchase an InternationalExclusive health insurance plan, you will be entitled to the following items*: 

  • Up to SGD700 shopping voucher
  • Free Nespresso machine^ or
  • SGD100 shopping voucher
A kid visits doctor with her mother.

Health Insurance

  • Reimburses you in full up to the annual limit for all your eligible expenses
  • We also go the extra mile to give you a wider range of benefits
A doctor is discussing medical record with patient.

Early Critical Care Insurance

  • Covers 102 conditions
  • Provides 100% payout even for early stage critical illness
  • Covering illnesses not commonly insured in Singapore
  • Affordable premiums and comprehensive coverage


A couple is chatting on sofa.

Home Content Insurance

  • HomeSurance Classic indemnifies you should you be liable to pay compensation for bodily injury or damage to property up to SGD1,000,000
  • Protect you and your family assets and valuables from fire, burglary and accidental damage
  • You need not go through the inconvenience of itemising your possessions at the point of application

From 1 to 31 March 2020, when you purchase a Home Content insurance plan, you will be entitled to the following items*:

  • 40% discount
  • SGD20 shopping voucher
A son is hugging with his mother.

Mortgage Protector Insurance

  • With a wide range of terms available from 10 to 40 years, and interest rate from 1% to 10% to match your mortgage plan.
  • Premium payment term will end four years before the end of policy term, while you continue to enjoy full coverage.
  • Option to pay your premiums in yearly, half-yearly, quarterly or monthly instalments.


Two men are taking photos at terraced field.

Travel Insurance

  • Pays up to SGD20,000 under Trip Curtailment even if you have to remain overseas for medical treatment
  • Pays up to SGD12,000 for the unrecoverable deposits under Trip Cancellation
  • High medical coverage of up to SGD600,000 for medical and accidental dental treatment whilst overseas

From 1 to 31 March 2020, enjoy 30% discount* when you purchase any Single Trip travel insurance plan. 

From 1 to 29 February 2020, purchase any Comprehensive Annual Multi-Trip travel insurance plan and you will be entitled to the following items*:

  • Up to 50% discount
  • Up to SGD300 shopping voucher
Men and women are standing on a car.

Car Insurance

  • No matter your lifestyle, you can customise your protection scheme with 7 affordable core plans, with the option to include a range of packs and add-ons
  • Enhance your coverage with a variety of value-added packs such as Overseas Protector, Family Protector and Claim Protector
  • Protect your No Claim Discount (NCD) with our NCD Protector or Phone Assistance and Roadside Support services. These are among our add-on benefits which you can choose from

From 1 to 31 March 2020, when you purchase a SmartDrive car insurance plan, you will be entitled to the following item:

  • Up to SGD300 shopping voucher