Everyday Global Debit Card

Introducing the new HSBC Everyday Global Debit Card, a multi-currency debit card that lets you stretch your dollar wherever you are:
  • $0 fee1 in 10 currencies for your retail purchase, online shopping and cash withdrawal
  • $0 fee2 on overseas cash withdrawal across all ATMs worldwide
  • Take control of your spend by converting foreign currencies at your preferred rate

Exclusive Activation Offers

Earn up to

6% p.a. bonus interest

on your SGD savings with Everyday Global Account.

  • Earn up to 6% p.a. bonus interest on your SGD savings when you save, convert and spend with Everyday Global Account. Click here for more details.
  • Activate your Debit Card and enjoy up to S$15 rebate with your first transaction of each currency. Terms and conditions apply.
  • Get S$38 rebate on your first foreign currency conversion via HSBC QuickFX app. Terms and conditions apply.
  • 5% rebate with min. S$500 overseas spend. Terms and conditions apply.
  • Redeem for a 25 inch American Tourister luggage bag with min. S$1500 overseas spend. Terms and conditions apply.

 

How does your Everyday Global Debit Card work?

Step 1: HSBC QuickFX App

Download the HSBC QuickFX app and convert your currencies at competitive real-time rate on the go.

Learn more

Step 2: Everyday Global Account (EGA)

Save your foreign currencies in your HSBC Everyday Global Account which supports 11 currencies under 1 account

Step 3: Everyday Global Debit Card

Transact on your HSBC Everyday Global Debit Card and enjoy $0 FX fee for your retail purchase, online shopping and cash withdrawal.

If you are buying an item for USD100, we will deduct USD100 from your HSBC Everyday Global Account. It’s that simple, with no hidden charge!

If you do not have sufficient foreign currencies in your account, we will convert and charge your transaction amount in Singapore dollar.

Why choose an HSBC Everyday Global Debit Card?

Assuming you spend £18,000 in a year
Types of Card Spend Amount
Foreign Exchange Rate
SGD Equivalent
Benefits
Everyday Global Debit Card
£18,000
1.78123 S$32,061.60
SGD Savings:
S$32,061.60 - S$32,738.40 = S$676.80
Other Cards
£18,000
1.81884 S$32,738.40
Miles earned (S$1 = 2 miles):
65,520 miles
Assuming you spend £18,000 in a year
Types of Card Everyday Global Debit Card
Spend Amount
£18,000
Foreign Exchange Rate
1.78123
SGD Equivalent
S$32,061.60
Benefits SGD Savings:
S$32,061.60 - S$32,738.40 = S$676.80
Types of Card Other Cards
Spend Amount
£18,000
Foreign Exchange Rate
1.81884
SGD Equivalent
S$32,738.40
Benefits Miles earned (S$1 = 2 miles):
65,520 miles

Rates taken on 23 November 2018.

In comparison:

Using Everyday Global Debit Card, the savings earned, you can now get an economy class air tickets to Tokyo via SQ.

Using other cards, the miles earned, you can only get an economy class air tickets to Hong Kong via SQ.

Other debit card features for your global use:

  • Supports Apple Pay.
  • Withdraw cash from over 600 retail outlets. Learn more.
  • Transact at over millions of merchants globally with Visa.
  • No overseas cash withdrawal fee at all HSBC ATMs. Learn more.
  • Use your Everyday Global Debit Card as your transport card with NETS Flash Pay.
  • Transact easily at local merchants and make bill payments with NETS.
  • Enjoy daily card limit of up to S$10,000 for big ticket purchase.

FX expertise at your fingertips

Download the HSBC QuickFX app and convert your currencies at competitive real-time rate on the go

  • Set alerts or auto-conversions at your preferred rate
  • View and access all your HSBC currency accounts worldwide
  • Manage your recent and past transactions more efficiently and repeat them with just one touch access

Enjoy S$38 cashback when you make your first FX conversion via HSBC QuickFX app by 30 June 2019. Terms and conditions apply. The HSBC Singapore QuickFX app is also available on Google Play and Apple app store in Malaysia, Indonesia and Philippines.

Fees and charges

  • S$2 if the average daily balance falls below minimum balance of S$2,000 or its equivalent
  • For HSBC Offshore Banking (applicable to non-residents), in addition to the respective service charges applicable to each of the accounts, a minimum balance fee of S$50 per month applies if Total Relationship Balance falls below S$200,000 (Total Relationship Balance includes deposits, investments and/or insurance)
  • S$5 per transaction at branches (waived for internet banking)
  • No annual card fee applies

Apply online for Everyday Global Debit Card

Existing EGA holder

Have an existing Everyday Global account (previously known as Multi-Currency Savings Account) but no debit card? Simply submit your details through the link below and your debit card will be issued to you.

New to EGA

For existing HSBC customers without Everyday Global Account, you can apply for the Everyday Global Account and Debit Card with your internet banking access. Simply login with your security token through the link below and access the account opening page directly.

New to HSBC

You will need an HSBC account to apply for a Everyday Global account. If you do not have any HSBC account, please visit any HSBC branches islandwide to open your HSBC Everyday Global Account and Debit Card.

Things to note

Do remember to activate your new Debit Card prior to your first use, by calling 1800-HSBC-NOW (4722 669) and selecting 1 for Card Activation.

  • In some situation, the merchant may process your transaction and bill you in another currency other than the original transaction currency.
    Please review the currency and billing amount in the merchant's check out section or invoice prior to accepting the transaction. 
  • If you do not have sufficient foreign currencies to complete the transactions, we will convert at prevailing rate as determined by the bank and bill you in Singapore dollar. Assuming you have charged GBP 18,000 to your debit card on 23 Nov 2018 without sufficient balance in your GBP Everyday Global Account, you will be billed indicatively SGD 32,455.80 in your SGD Everyday Global Account. This is based on prevailing HSBC Board Exchange Rate of SGD-GBP 1.8031 on 23 Nov 2018.
  • There may be a gain or loss when you convert foreign currency. Eligible Customers are advised to make independent judgment with respect to any matter contained herein. The Bank shall not be liable for any delay in effecting such conversion, instruction or transactions.
  • Renminbi (RMB) is not available for debit card payment and cash withdrawal. Withdrawals from any RMB Account shall be by way of foreign exchange conversion into non-RMB denominated currency(ies) only.

Frequently asked questions

Useful Links

Forms

Terms and Conditions

More Information

Disclaimer

1Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in Singapore dollar.

2HSBC Jade and Premier customers get to enjoy $0 overseas cash withdrawal fee across all ATM machines worldwide from now till 31 Dec 2019.
HSBC Advance customers get to enjoy $0 overseas cash withdrawal fee at all HSBC ATMs except Argentina, France, Brazil, Greece, Malta, Mexico, New Zealand and Turkey.

3This is the indicative foreign exchange rate HSBC uses to convert SGD into GBP via HSBC QuickFX App.

4Average exchange rate from relevant card scheme associations, with 2.5% administration fee applied.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.