Get up to 3.5% cashback with the all-spend HSBC Advance Credit Card

If simplicity's your philosophy, the all-spend HSBC Advance Credit Card will meet every one of your needs. Forget the fuss of using multiple credit cards for different spending categories. Go back to basics with cashback benefits that start from the first dollar you spend on anything at all.

The simple life

It's easy to be overwhelmed by the sheer number of credit cards out there. There seems to be a card for everything: from extra air miles on travel spending to accelerated rewards points just for dining or online shopping, or cards that give you higher cashback only for purchases made abroad.

But if you're looking to adopt Marie Kondo's methods to declutter your wallet and simplify your spending channels, the HSBC Advance Credit Card is the way to go. It has a straightforward credit card rebate, or cashback feature, so you don't have to worry about point conversions or keeping a long Excel file to track multiple credit cards and their features.

Earn up to 3.5% cashback, starting from the first dollar1

Lots of credit cards require a minimum spend before the cashback benefits kick in, but not the HSBC Advance Credit Card. You'll earn cashback from the very first dollar you spend, both locally and abroad.

You start by getting 1.5% cashback for every dollar you spend. But that will jump to 2.5% cashback if your monthly spending hits SGD2,000. And if you're an HSBC Advance customer, you'll get even more: 2.5% cashback to start, and when you spend SGD2,000 or more, you'll earn 3.5% cashback.

The perfect card for your big ticket buys

It's the one card you'll need if you've got some major life plans coming up that involve big ticket spending. Planning a wedding, trying to start a family or looking to furnish your new apartment? Whether you're paying for your hotel banquet or buying that 49-inch TV set, you'll be able to earn up to 3.5% cashback without the trouble of splitting your purchases across multiple cards to earn cashback for different spending categories.

The best part? If you're an Advance banking customer, you'll get a generous cashback of up to SGD125 each month1. And even if you're not an Advance customer, you'll still be able to receive monthly cashback of up to SGD701.

Zero limits on your spending choices

It's a hassle having to carry a bunch of different credit cards in your wallet and figure out which one to use for specific purchases. But there's an easy way to get around all that.

The HSBC Advance Credit Card earns you cashback with any purchase across the board, so it doesn't matter if you're using the Entertainer with HSBC app on a 1-for-1 restaurant deal, getting discounts off your staycation booking or paying for the latest gadget in town. Your days of fumbling around with a whole deck of credit cards are over.

Benefits beyond cashback

Lots of credit cards require a minimum spend before the cashback benefits kick in, but not the HSBC Advance Credit Card. You'll earn cashback from the very first dollar you spend, both locally and abroad.

You start by getting 1.5% cashback for every dollar you spend. But that will jump to 2.5% cashback if your monthly spending hits SGD2,000. And if you're an HSBC Advance customer, you'll get even more: 2.5% cashback to start, and when you spend SGD2,000 or more, you'll earn 3.5% cashback.

While you're reeling in the cashback rewards, don't forget the many dining, travel and lifestyle promotions your HSBC Advance Credit Card offers. The possibilities are endless: you can enjoy discounts for buffets and wine pairing meals, preferential rates for both staycations and hotel stays abroad, as well as discounts off movie tickets and petrol.  

Since there are no restrictions on where you spend to earn cashback returns, you're free to make purchases both at home and abroad. Be sure to check out HSBC's home&Away privilege programme for additional offers and discounts on your shopping, dining, travel and wellness purchases. Did we also mention that you and your family will also enjoy complimentary worldwide travel insurance coverage2 of up to SGD500,000 if you charge your full travel fare to the HSBC Advance Credit Card. How awesome is that?

And if you want to manage your spending better and make your purchases more affordable, the HSBC Card Balance Conversion Plan is just the thing for you, allowing you to make smaller interest-free monthly instalments on your purchases. HSBC Advance Credit Cardholders will even get to enjoy a waiver on the usual up to 5% processing fee.

Bonus

Everyone gets a first-year fee waiver, but if you're an HSBC Advance banking customer, you'll enjoy the extra perk of a perpetual fee waiver for your HSBC Advance Credit Card.

More about the HSBC Advance Credit Card

Earn up to SGD1,500 cashback annually with up to 3.5% cashback on all your spending1. This is the one card that will meet all your spending needs, with absolutely no minimum spending requirements or restrictions on purchase categories. Don’t have the HSBC Advance Credit Card? Sign up today!

Terms and conditions apply for all offers mentioned. For details, visit hsbc.com.sg/adv.

1Spending exclusions apply. For eligible cardholders with an HSBC Advance banking relationship, bonus cashback of 0.03% will be applied on eligible purchases above SGD3,571. For eligible cardholders without an HSBC Advance banking relationship, bonus cashback of 0.03% will be applied on eligible purchases above SGD2,800. Full terms and conditions apply. See full terms and conditions.

2Travel insurance coverage is underwritten by AXA Insurance Singapore Pte Ltd. HSBC is not the underwriter nor the distributor for the insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC.

 

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