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Woman holding a hand towards the viewer in a fashion boutique; image used for HSBC Advance Credit Card.

HSBC Advance Credit Card - Earn cashback

A generous all-spend cashback card. Apply and choose from an HSBC Exclusive Samsonite Prestige 69cm Spinner Luggage or SGD150 cashback + receive SGD30 worth of Grab rides as a sign-up gift.
Product image of HSBC Advance Credit Card.

Get up to SGD1,500 and more cashback annually

Earn up to 3.5% cashback for all local and overseas purchases, no minimum spend required.
Redeem a sign-up gift

Choose from a Samsonite Prestige 69cm Spinner Exp or SGD150 cashback + receive SGD30 worth of Grab rides when you apply online with MyInfo via Singpass. Find out more

At a glance

For all customers

  • Get up to 2.5% cashback1
  • First year annual fee waiver

Exclusively for HSBC Advance Banking* customers

  • Additional 1% cashback1
  • Perpetual annual fee waiver on your HSBC Advance primary and supplementary credit card(s)

*Please refer to "About HSBC Advance Banking" and "Frequently asked questions" for details.

Take a closer look

Two women checking on mobile and carrying lots of shopping bags

Get up to 2.5% cashback on all purchases1

All customers can earn up to 2.5% cashback on all purchases, across spend categories. Plus, there's no minimum spend requirement; you will earn cashback from the first dollar spent. 

With the HSBC Advance Credit Card you will get: 

  • 1.5% cashback on all purchases when you spend SGD2,000 and below
  • 2.5% cashback on all purchases when you spend above SGD2,000

HSBC Advance customers earn up to 3.5% cashback1

HSBC Advance customers enjoy an exclusive additional 1% cashback, to earn up to 3.5% cashback on all spending.

Two women changing outfits in a boutique.
A group of friends gathering in a Japaneses restaurant.

Access to Visa Signature Privileges

Discover hundreds of deals, discounts and privileges and more.

  • Complimentary upgrades and other VIP privileges at participating luxury boutiques hotels and resorts via the Visa Luxury Hotel Collection
  • Discounts and complimentary perks at participating retail and dining establishments worldwide

Get access to world class service and privileges, through Visa Digital Concierge. Download the Visa Concierge app to get started.

Visit for the full list of offers.

About HSBC Advance Banking

HSBC Advance Banking provides digital banking solutions, financial advice and support from our expert Advance Managers, preferential rewards, and expatriate banking services that can help you stay in control of your finances and achieve your goals in the future. 

Visit for full set of services, benefits and terms and conditions

Things to know

Updates regarding HSBC credit card rewards and cashback programmes

We are updating the categories of qualifying and eligible transactions in the terms and conditions applicable to our rewards and cashback programmes with effect from 1 July 2020. Please refer to for further details.

Who can apply?

To be eligible for an HSBC Advance credit card, you must meet the following requirements:

  • All applicants must be at least 21 years of age 
  • For Singaporeans or Permanent Residents (PR), a minimum annual income of SGD30,000 is required
  • For self-employed and commission-based Singaporeans or PR, a minimum annual income of SGD40,000 is required 
  • For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required 
  • If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Sign-up gifts

For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.

Two Samsonite suitcases

Choose from Samsonite luggage

Prestige 69cm Spinner Exp

with built-in scale (worth SGD670)

For existing cardholders, you'll be eligible to receive SGD30 cashback.

Or cashback


Plus, get SGD30 worth of Grab rides

when you apply online with MyInfo via SingPass.


How to apply

New to HSBC credit cards?

Choose your sign-up gift and apply online.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you can apply for the HSBC Advance credit card and be eligible for a SGD30 cashback sign-up bonus. You're also eligible for the Grab ride bonus. Other terms and conditions apply.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Frequently asked questions

HSBC card promotions

Important notice: Please visit the respective merchants websites or contact them to confirm their operating hours. 

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Enjoy over 1,000 complimentary 1-for-1 F&B, lifestyle and hotel offers.

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Shop in comfort and enjoy great discounts for your online shopping and food deliveries with your HSBC Advance Credit Card.

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Enjoy up to 50% discount on dining with your HSBC Advance Credit Card.

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Discover new privileges and experiences with over 200 dining, travel and lifestyle offers with your credit card.

HSBC card features and services


Manage your finances by dividing your purchases into smaller instalments.

Balance transfer.

Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new Advance credit cardholders2.


Skip the top-ups. Simply tap to pay your bus and train fares with HSBC Advance credit card or Apple Pay.


Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.


For purchases below SGD200, simply wave your Visa payWave enabled.


Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

Get a supplementary card

HSBC Advance Visa Signature Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spend made on the supplementary cards
  • Up to five supplementary cards, free for life
  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

SMS HSAPP SUPP <space> Name <space> 
NRIC to 74722 to apply.

Things you should know


1Spend exclusions apply. For Eligible Cardholders with an HSBC Advance Banking Relationship, Bonus cashback (of 0.03%) will be applied on Eligible Purchases above $3,571. For Eligible Cardholders without an HSBC Advance Banking Relationship, Bonus cashback (of 0.03%) will be applied on Eligible Purchases above $2,800. Read the full terms and conditions.

2All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

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