Get up to SGD1,500 and more cashback annually
At a glance
Exclusively for HSBC Advance Banking* customers
- Additional 1% cashback1
- Perpetual annual fee waiver on your HSBC Advance primary and supplementary credit card(s)
*Please refer to "About HSBC Advance Banking" and "Frequently asked questions" for details.
Take a closer look
Get up to 2.5% cashback on all purchases1
All customers can earn up to 2.5% cashback on all purchases, across spend categories. Plus, there's no minimum spend requirement; you will earn cashback from the first dollar spent.
With the HSBC Advance Credit Card you will get:
- 1.5% cashback on all purchases when you spend SGD2,000 and below
- 2.5% cashback on all purchases when you spend above SGD2,000
HSBC Advance customers earn up to 3.5% cashback1
HSBC Advance customers enjoy an exclusive additional 1% cashback, to earn up to 3.5% cashback on all spending.
See the full cashback breakdown
Access to Visa Signature Privileges
Discover hundreds of deals, discounts and privileges and more.
- Complimentary upgrades and other VIP privileges at participating luxury boutiques hotels and resorts via the Visa Luxury Hotel Collection
- Discounts and complimentary perks at participating retail and dining establishments worldwide
Get access to world class service and privileges, through Visa Digital Concierge. Download the Visa Concierge app to get started.
Visit www.visa.com.sg/signature for the full list of offers.
About HSBC Advance Banking
HSBC Advance Banking provides digital banking solutions, financial advice and support from our expert Advance Managers, preferential rewards, and expatriate banking services that can help you stay in control of your finances and achieve your goals in the future.
Visit www.hsbc.com.sg/advance/ for full set of services, benefits and terms and conditions
Eligibility for HSBC Advance banking
Things to know
- Updates regarding HSBC credit card rewards and cashback programmes
We are updating the categories of qualifying and eligible transactions in the terms and conditions applicable to our rewards and cashback programmes with effect from 1 July 2020. Please refer to https://www.hsbc.com.sg/help/important-notices/ for further details.
Other related information
Who can apply?
To be eligible for an HSBC Advance credit card, you must meet the following requirements:
- All applicants must be at least 21 years of age
- For Singaporeans or Permanent Residents (PR), a minimum annual income of SGD30,000 is required
- For self-employed and commission-based Singaporeans or PR, a minimum annual income of SGD40,000 is required
- For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required
- If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required
See what you need to apply
For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.
Choose from Samsonite luggage
Prestige 69cm Spinner Exp
with built-in scale (worth SGD670)
For existing cardholders, you'll be eligible to receive SGD30 cashback.
Plus, get SGD30 worth of Grab rides
when you apply online with MyInfo via SingPass.
How to apply
New to HSBC credit cards?
Choose your sign-up gift and apply online.
Already have an HSBC credit card?
If you're an existing HSBC credit cardholder, you can apply for the HSBC Advance credit card and be eligible for a SGD30 cashback sign-up bonus. You're also eligible for the Grab ride bonus. Other terms and conditions apply.
Leave us your details
Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.
Already made an application?
Frequently asked questions
Are all purchases entitled to the cashback and computation of spend requirement?
What is an Advance banking relationship?
My HSBC Advance credit card and Advance banking account were opened on different dates. How will the cashback be calculated?
What will my credit limit be?
HSBC card promotions
Important notice: Please visit the respective merchants websites or contact them to confirm their operating hours.
ENTERTAINER with HSBC
Enjoy over 1,000 complimentary 1-for-1 F&B, lifestyle and hotel offers.
Shop in comfort and enjoy great discounts for your online shopping and food deliveries with your HSBC Advance Credit Card.
Enjoy up to 50% discount on dining with your HSBC Advance Credit Card.
HSBC card features and services
Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.
Enjoy peace of mind with complimentary travel insurance coverage up to SGD500,000 when you charge your travel expenses to your credit card.
Refer a friend
Get up to SGD250 worth of cashback when you refer your family and friends to HSBC credit cards.
Get a supplementary card
Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.
- Earn cashback for spend made on the supplementary cards
- Up to five supplementary cards, free for life
- Supplementary cardholders must be at least 18 years old
Terms and conditions apply.
SMS HSAPP SUPP <space> Name <space>
NRIC to 74722 to apply.
Things you should know
1Spend exclusions apply. For Eligible Cardholders with an HSBC Advance Banking Relationship, Bonus cashback (of 0.03%) will be applied on Eligible Purchases above $3,571. For Eligible Cardholders without an HSBC Advance Banking Relationship, Bonus cashback (of 0.03%) will be applied on Eligible Purchases above $2,800. Read the full terms and conditions.
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