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Credit Cards Features

Manage your money more easily
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Virtual Card

  • Use your credit card, even if you left it at home
  • Lost or stolen card? Never go without
  • Use your new card instantly
  • No need to sign up

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

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Apple Pay

  • Make easy and secure contactless payments with Apple Pay.
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SimplyGo

  • Skip the top-ups and simply tap to pay for your bus and train fares with your card or via Apple Pay.
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Credit Limit Review

  • Enjoy greater financial freedom with an increased credit limit.

To apply, complete the Credit Limit Review Form and send it back to us with your latest income documents.

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Spend Instalment

  • HSBC Spend Instalment helps you manage your finances by dividing your purchase into smaller instalments.

Opt for any of our instalment payment periods available with a processing fee of up to 5%.

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Card Balance Transfer

  • Get extra cash with our low balance transfer rate on your HSBC Credit Cards and enjoy up to 90% savings!
  • 2.50% per annum for 6 months with processing fee of SGD88 (Effective Interest Rate (EIR): 4.39% per annum).
  • 4.88% per annum for 12 months with processing fee of SGD88 (Effective Interest Rate (EIR): 6.77% per annum).

Plus, enjoy a waiver of processing fee for approved amount of SGD10,000 and above.

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Card Instalment Plan

  • Greater flexibility through choice of repayment period from 6 to 24 months.

To enjoy HSBC's Credit Card Instalment Plan, simply make a minimum purchase of SGD500 at any of the following participating merchant outlets. Click here for latest 0% Instalment Payment Plan (IPP) Promotions.

  • 0% interest
  • Fixed monthly repayments
  • Greater flexibility through choice of repayment period from 6 to 24 months
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Cash Instalment Plan

  • Attractive interest rates
  • Fixed monthly repayments
  • Greater flexibility through choice of repayment period from 12 to 36 months
  • Hassle-free application

Choose from a range of tenors from 12 to 36 months. With repayments divided into equal monthly instalments and attractive interest rates as low as 0% p.a., your finances can now be better managed.

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HSBC Recurring Bill Payment

  • Enjoy the convenience of consolidated bill payments to your HSBC credit card and earn Reward points at the same time.
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HSBC Tax Payment Programme

  • Simply charge your taxes to your HSBC credit card to enjoy the convenience of consolidating your payments into one account - and get rewarded for it!
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Credit Card Security Alerts

  • Safety measures to keep your credit card secure.