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Choose your HSBC account

Learn more about what each type of account will do for you, choose the one that will best fit your personal needs and select how you'd like to qualify for your banking relationship.

Selecting the right account for yourself

Are you furthering your studies abroad, getting married, or taking a sabbatical to travel the world? Your milestones are important to us. HSBC Advance can see you through all of life's big and small changes, as you choose from our selection of accounts to pick the one that best suits your needs.

Woman using laptop and drinking.

Apply for the HSBC Everyday Global Account

Pay like a local when you spend in foreign currencies and get access to up to 11 currencies with just a single account.

• Zero FX fees1 when you spend in 10 currencies on your debit card for your retail purchases, online shopping and cash withdrawals
• Make instant worldwide transfers to your other HSBC accounts with Global Transfers

I'd like to qualify using my:

Minimum balance - Keep a minimum TRB of SGD30,000 (or its equivalent in foreign currencies) within 6 months of opening my account

Monthly salary - Credit a minimum monthly salary of SGD3,500 into my account, and maintain a TRB of SGD30,000 (or its equivalent in foreign currencies) within 24 months

Recurring deposit - Make a minimum monthly recurring deposit of SGD2,500 into my account and maintain a TRB of SGD30,000 (or its equivalent in foreign currencies) within 24 months

Space boy with father.

Apply for HSBC Advance Account

Your HSBC Advance Account brings you easy access to your money, with the seamless convenience you deserve.

• For SGD deposits only

I'd like to qualify using my:

Minimum balance - Keep a minimum TRB of SGD30,000 within 6 months of opening my account

Monthly salary - Credit a minimum monthly salary of SGD3,500 into my account and maintain a TRB of SGD30,000 within 24 months

Recurring deposit - Make a minimum monthly recurring deposit of SGD2,500 into my account and maintain a TRB of SGD30,000 within 24 months

Which account should I choose?

Features
HSBC Everyday Global Account
HSBC Advance Account
Available currency(ies)
Singapore Dollar, Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Swiss Franc, US dollar, Hong Kong Dollar and Chinese Renminbi3
Singapore Dollar only
Interest rate
Preferential tiered interest rates
HSBC Advance interest rates
Minimum Total Relationship Balance
SGD30,000 (or its equivalent in foreign currencies) SGD30,000
Comes with a cheque book
No
Yes2

Which account should I choose?

Features
Available currency(ies)
HSBC Everyday Global Account
Singapore Dollar, Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Swiss Franc, US dollar, Hong Kong Dollar and Chinese Renminbi3
HSBC Advance Account
Singapore Dollar only
Features
Interest rate
HSBC Everyday Global Account
Preferential tiered interest rates
HSBC Advance Account
HSBC Advance interest rates
Features
Minimum Total Relationship Balance
HSBC Everyday Global Account
SGD30,000 (or its equivalent in foreign currencies)
HSBC Advance Account
SGD30,000
Features
Comes with a cheque book
HSBC Everyday Global Account
No
HSBC Advance Account
Yes2

Disclaimer

1Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in SGD.

2A cheque book will not be automatically issued if you have completed and submitted the account opening form online. If you require a cheque book, please visit one of our branches after your account has been opened.

3Deposits into any renminbi ("RMB") Deposit Account shall be by way of foreign exchange conversion from non-RMB denominated currency(ies) only, save for transfers between a RMB Time Deposit Account and RMB Everyday Global Account opened hereunder. Withdrawals from any RMB Deposit Account shall be by way foreign exchange conversion into non-RMB denominated currency(ies) only, save for transfers between a RMB Time Deposit Account and RMB Everyday Global Account opened hereunder. The deposit in your RMB Deposit Account shall be converted from RMB to another freely convertible currency for withdrawal, at the Bank's prevailing exchange rate. RMB is not a freely convertible currency and is subject to changes in regulations initiated by mainland China and/or the Chinese authorities. There may be a gain or loss when you convert foreign currency. Customers are advised to make their own independent judgment in consideration whether to place the RMB deposit.

Deposits Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.